> For the complete documentation index, see [llms.txt](https://fourium.gitbook.io/whitepaper-fourium/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://fourium.gitbook.io/whitepaper-fourium/executive-summary/phase-i-development/frmcomp.md).

# FRMComp

FRMComp is a decentralised pool-based lending protocol built on the BSC20 ecosystem, where different BSC-asset-based money markets can be created. FRMComp money market is a pool of particular assets that algorithmically derive interest-rates based on the supply and demand for the asset. Lenders and Borrowers of the asset will interact with the protocol directly in order to earn and pay, respectively, a floating interest rate, without having to negotiate any kind of terms such as maturity, interest rate, or collateral. 

● Decentralized money markets that position investors to lend or borrow digital assets with interest rates that are determined by the law of supply and demand.